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Terms of Use

1) GENERAL PROVISIONS  

This term of use was updated on October 25, 2022. The rules established in this instrument deal with the services offered on the website. 

We inform you that we follow the premises of the following terms of use and privacy policy, also available on the website. 

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The terms of use and privacy policy may change at any time, which is why it is recommended that you check the Website frequently in order to see the current version of the terms of use and privacy policy. 

Although the technology allows the site to be used from anywhere in the world, the services offered and accepted will only be provided within the national territory, therefore, subject to Brazilian law. 

2) LEGAL VALIDITY  

The legal effectiveness of the terms of use and privacy policy is supported by article 425 of the Civil Code of 2002.

3) OBJECT  

The “Gremista” website constantly publishes information on various financial products, such as credit cards, loans, how to open a digital account, request a card machine and the like.  

Those who access the site can have access to various content publications that can help decision-making when hiring a financial product or service. 

Although it also forwards tips to the email of those who register on the site, the purpose does not translate into the signing of bank contracts or the promise of taking out credit. It is up to the user to contact the suggested financial institution and contract with it, given that the purpose of the Website is only to help decision-making with the constant publication of information and tips sent by email to the user who registers . 

We also emphasize that the request with banks or financial institutions does not guarantee approval, since we do not have any interference in the negotiations carried out between the user and the financial institutions. 

4) THE ABSENCE OF PAYMENT  

We do not charge users for the services provided. In addition to being free, they are intended for the general public. For a better and adequate provision, your registration may be required, and no payment is required from the user in this regard. 

In view of the absence of consideration by the user, at any time the services may be terminated unilaterally at the discretion of the owner of the Website, when she deems it no longer advantageous, or does not wish to continue and maintain the website.

5) DUTIES  

The user is responsible for filling in his data in the register, mainly regarding veracity, legality and correctness, and he agrees to respect these terms of use and privacy policy. 

The company is exempt from liability for unauthorized access resulting from negligence, imprudence or malpractice of its owner. 

The user undertakes to immediately contact the site's support in case of violation of any of his rights, so that the company can take the measures that are within its reach. 

The company has the right to terminate the service, or cancel your account and remove your data, if you share your account. 

Registration on the site will be available to those who are over 18 years of age and fully capable, or, in the case of incapable persons, by their legal representatives duly authorized by Brazilian law. 

Any changes to the registered data must be communicated under penalty of the notices and notifications sent to the user being considered valid. 

The instruments are in line with the LGPD (especially respecting the rights of the holders and the principles established therein) and art. 422 of the Civil Code, which deals with the principles of good faith and probity. 

Consent to the terms of use and privacy policy is a mandatory condition for services to be provided to users. 

The company reserves the right to refuse registration or cancel accounts without reason, either by demonstrating disinterest in the contents arising from the lack of checking e-mails (automatic unsubscription), or by disrespecting the rules of the site, the values, the Good 

customs, or for the practice of acts of moral, physical or social disrespect to employees. 

The user may request exclusion and re-registration, at any time, in the manner outlined in the privacy policy available on the website. 

6) THIRD PARTY SERVICES  

The website may include links to other websites, applications or platforms. We do not control third party websites, and are not responsible for the content and other materials included on those websites. We make these available to you and maintain all of our services and functionality on our website. 

7) INTELLECTUAL PROPERTY  

All content on our website including texts, audios, codes, graphics, logos, images, videos, software used on the website (hereinafter referred to as 'Content'), as well as the corporate brand, are protected by national legislation, namely: Law No. 9.610, of February 19, 1998 (deals with copyright); Law No. 9.279, of May 14, 1996 (provides the right to industrial property) and Law No. 9.609, of February 19, 1998 (provides the right to intellectual property of computer programs). 

Therefore, the user acknowledges that the software, as well as the logos, brands, insignias, symbols contained therein, graphics, images, videos and other linked materials, constitute the sole and exclusive property of the developer, protected by national legislation, and applicable to intellectual property of computer programs and factory or business secret.

It is prohibited to publish, share, modify, reverse engineer, participate in the transfer or create and sell derivative works, or in any way use any of the contents, under penalty of being held liable in the manner provided for by the relevant legislation. 

Your use of the website does not entitle you to make any illegal and unauthorized use of the content and, in particular, you will not be able to change proprietary rights or notices in the content. You must use the content only for your personal, non-commercial use. The company does not grant you any license to intellectual property of its contents. 

8) OUR SUPPORT  

The user will be able to exercise their rights through our support, by contacting us via email “contato@gremista.net”, created especially to receive user demands. 

9) ACCEPTANCE  

The user has read, understood and EXPRESSLY agrees with all the terms of use and devices of the privacy policy that are presented. The term and privacy policy are accepted freely and spontaneously for an indefinite period. Acceptance of this instrument is essential for accessing and using the services provided by the company. If you do not agree with the provisions of this instrument, the user must not use them.